SWAG视频

For all federal financial aid programs, students must complete a Free Application for Federal Student Aid (FAFSA). FAFSA on the Web is a free U.S. Department of Education Web site where students can complete an online FAFSA https://fafsa.ed.gov/ .The school code for Western University of Health Sciences is 024827. In order to complete an electronic application or make corrections via the web, students will need a Federal Student Aid ID (FSA) when logging into certain U.S. Department of Education website. Students can create and FSA ID on the Federal Student Aid website . All students are encouraged to file electronically to minimize processing time.

What is a Federal Student Aid (FSA) ID?

An FSA ID is a username and password that you must use to log in to certain U.S. Department of Education (ED) websites. Students, parents, and borrowers are required to use an FSA ID. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents such as the Free Application for Federal Student Aid (FAFSA).

Is parental information needed for the FAFSA?

Students entering Western University of Health Sciences are considered independent. Therefore parental information is optional but may be required for some scholarships.

Students will receive a confirmation number upon completion of the FAFSA. If a valid email address was included on the application, the Department of Education will email you instructions on how to access your Student Aid Report (SAR). Otherwise, it will be mailed to you. The SAR summarizes the information you provided on your FAFSA. Review it carefully to make sure it is correct and complete. We suggest you keep a copy for your records.

How do I confirm SWAG视频 received my FAFSA?

If you included the SWAG视频 school code on your FAFSA, we will send you a receipt of acknowledgement to your SWAG视频 email.

If I filed my FAFSA online and did not use my FSA ID, how many days do I have to mail the signature page to Department of Education?

The Central Processing Center (CPS) will hold your FAFSA information for 14 days. Your application will be processed once your signature is received. Once complete, electronic results will be sent to the schools listed on the FAFSA. The electronic results will be transmitted to SWAG视频 until the signature page is obtained at CPS. Students鈥� prompt response is necessary to complete the FAFSA process.

Who has access to the information on the FAFSA?

The Financial Aid Office at SWAG视频 has access to your financial information. All information is kept confidential between student and the aid administrator.

Do I need to be admitted before I can apply for financial aid?

No. You can apply for financial aid any time after October 1 of each year (subject to change). To actually receive funds, however, you must be admitted and enrolled at least half time at SWAG视频 to receive federal funds.

Do I need to apply for financial aid each year?

Yes. Students are required to file a FAFSA by March 2nd of each year if you intend on receiving financial aid.

A process required by federal regulations for schools to verify information that has been reported on the FAFSA by the student.

Because sometimes students make errors on their application.

The Financial Aid Office will contact the student via e-mail notification of the additional required documentation to be completed. Students need to follow the instructions and complete all documentation in a timely manner (10 days from receipt of the initial letter).

Once all of the documentation has been received, the Financial Aid Office (FAO) will review the information and make any adjustments and or corrections to the application as necessary. After the adjustments/corrections have been approved, the FAO will be able to award the student. If however, the proper documentation is not completed by the deadline date the students financial aid will be delayed or terminated.

All federal financial aid is determined by comparing your resources to a predetermined student budget. The Financial Aid Office determines the budget annually. All students in graduate school are automatically considered independent. Resources are calculated with the contributions of student and spouse. All these contributions are added to any other support such as Social Security, or GI Bill payments. The total is subtracted from the student鈥檚 budget, and the difference is the student鈥檚 financial need. After deducting all reported scholarships and other resources, the student receives an offer of financial aid also known as an award offer letter.

The award process begins in early spring. Students will receive instructions on how to accept or decline any portion of their award offer via their SWAG视频 email address, via the student westernU portal.

Financial aid recipients are required to report in writing any changes in their status, including but not limited to student and spousal earnings, resources from family, receipt of financial support from other SWAG视频 departments, receipt of financial support from outside agencies, changes in marital status, etc. A financial aid counselor will review the documentation, and make adjustments as necessary to the student鈥檚 financial aid award offer.

Make an appointment to see a financial aid counselor.

Yes. Some students mistakenly think they do not qualify for aid and prevent themselves from receiving financial aid by failing to apply for it. In addition, there are other sources of aid such as the Grad PLUS Loan, Unsubsidized Stafford Loans that are available regardless of need. The Grad PLUS Loan and Private or alternative loans are available on a credit basis.

To change personal information, select the Edit My FSA ID tab on the FSA ID home page . Log in to your FSA ID profile and then select the Edit My FSA ID link found on the top left side of the My FSA ID Profile page. If the Social Security Administration (SSA) already verified the information, a student will not be able to change a Social Security number. Only changes to name or date of birth (DOB) can be made. If changes to your name or DOB are made, the updated information will be sent to SSA. A student will have limited access to certain applications until the information is verified with the SSA. Upon completion of verification with the SSA (1-3 days), a student will be able to use the FSA ID to access personal information on Federal Student Aid websites.

• You must also contact the registrar鈥檚 office with your name change, please go to Registrar forms/requests for further instructions.

How do I update my mailing address?

You must contact the Registrars鈥� Office with any address changes, please go Registrar forms/requests to for further instructions.

The Master Promissory Note is a legal binding contract promising to pay back your Direct Federal loans. The note also includes language about your rights and responsibilities as borrower (please see below Rights and Responsibilities).

• written information about your loan obligation, information on loan consolidation and refinancing, and a list of your rights and responsibilities as a borrower.
• a copy of your promissory note and return of the note when your loan is paid in full.
• information, before you begin repayment, on interest rates, fees you might be charged and how they are collected, and the total balance owed on your loans.
• a loan repayment schedule that lets you know, before you begin repayment, when your first payment is due, the number and frequency of payments, and the amount of each payment.
• an explanation of default and its consequences.
• an explanation of the grace period, and of federal interest benefits, if you qualify for those benefits.
• pre-pay your loan at any time without penalty.
• a description of applicable deferment, forbearance and discharge provisions.

• repay the loan according to the loan repayment schedule even if you don鈥檛 receive a bill or repayment notice.
• notify the Direct Loan Servicing Center in advance if you will be late in making a payment or if you are unable to make payments.
• notify the Direct Loan Servicing Center of anything that affects your ability to repay, or your eligibility for a deferment, forbearance or cancellation.
• notify the College, if you are still enrolled, or the Direct Loan Servicing Center of any change in your name, address, Social Security Number or any change in your employer鈥檚 name or address.
• notify the Direct Loan Servicing Center if you fail to enroll for the period covered by the loan, or if you graduate, withdraw from school, begin attending less than half-time, or transfer to another school.
• receive online or in-person entrance counseling before you are given your first loan disbursement and exit counseling before you leave school.

To receive funds from the Financial Aid Office a student must be a U.S. Citizen or permanent resident of the United States . Alternative private loans may be available to international students. Lenders require a creditworthy co-borrower who is a U.S. Citizen or permanent resident in order to qualify and must be credit worthy.

What if my financial aid is delayed?

Financial aid recipients may be eligible for an emergency loan. These are short term, interest free advance for students who have a delay in receiving their financial aid. Repayment is required within 90 days and payment will be withheld from future financial aid disbursements. Emergency loans are not available for periods of non-enrollment. Emergency loans are limited to availability, and only available to students with an upcoming approved financial aid loan disbursement. Please contact the 叠耻谤蝉补谤鈥檚 Office to verify if funds are available.

Are there academic progress rules?

Yes. Students receiving financial aid are required to maintain satisfactory academic progress toward their degree objectives. Students must also make sufficient progress each year toward completion of degree requirements within a 鈥渘ormal鈥� time frame and must meet the specific academic requirements established for the curriculum. Please see the college catalog for each colleges satisfactory academic progress policy rules.

I have questions about the Hope Scholarship and Lifetime Learning Credit benefits?

What if I have other questions about my financial aid?

Why would I want to get a private alternative Loan?

What鈥檚 the difference between Direct Federal and private alternative loans?

How do I repay my loans?

Where can I locate accreditation information about the University?

Where can I locate professional accreditation information specific to my college?

Where can I locate readmission information?

Where can I find individual education plans, general degree requirements for my college?

What is Federal work Study?

The Federal Work Study program provides funds that are earned through part-time employment to assist students in financing their cost of attendance or reducing their loan debt.

Does Western University participate in the Federal Work Study program?

Yes

Who Qualifies for Federal Work Study?

Where do I find available Federal Work Study positions?

What determines 鈥渦nmet need鈥� ?

Are Federal Work Study positions on or off campus?

How many hours can I work?

Are Federal Work Study earnings taxable?